Customer Rating
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Businesses Funded
Apply online or over the phone at (888)262-7171 | |
We do a quick evaluation of the strength of your business. Since our advances are based on cash flow and not your FICO score, bad credit history is not an issue | |
A member of our client success team will contact you and discuss your best options | |
Complete the funding process and have up to $250,000 wired to your business bank account |
Pattie B.
As an ISO working with Capital Advance companies can be challenging BUT not at The Smarter Merchant. This company is beyond professional and I am getting my clients the capital they are seeking within 48 hours from application to funding. Ari’s out of the box thinking gets things done quickly and efficiently. I am grateful to be working Side by side with TSM and their professionalism is a breath of fresh air in our industry.
Amanda J.
I needed some funding for projects, supplies, and taxes for my shop. My debt to income ratio was too high to get a regular bank loan, so SM stepped in to help. The process was convenient and easy. Everyone that I spoke to during the process was extremely helpful and very nice. It was easy going which put me at ease because being busy, it was nice to not have to jump through a bunch of hoops to get things settled. The money was deposited the same day I finished all the necessary requests per the company. Everything went with ease and it was one of the best experiences I have had with a company like this.
Adrienne D.
The Smarter Merchant is an AMAZING company!!! When I needed funding to expand my business they were right there to help assist me! Our business account were hacked and The Smarter Merchant not only froze my payments but they also helped me with another merchant who was not responsive to any emails or phone calls that I made to them about our situation. I will ALWAYS call The Smarter Merchant for all my funding needs. They are honest and upfront and there are no hidden fees and or cost with them. If you are in the need of funding I would strongly suggest you calling The Smarter Merchant.